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$950,000

Est. payment - /mo

2 Beds

3 Baths

1,478 SqFt

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Key Details

Property Type Single Family Home

Sub Type Attached

Listing Status Active

Purchase Type For Sale

Square Footage 1,478 sqft

Price per Sqft $642

Subdivision Useppa Island

MLS Listing ID 2026025926

Style Two Story,Duplex

Bedrooms 2

Full Baths 2

Half Baths 1

Construction Status Resale

HOA Y/N No

Annual Recurring Fee 25176.0

Year Built 1980

Annual Tax Amount $5,360

Tax Year 2025

Lot Size 3,659 Sqft

Acres 0.084

Lot Dimensions Appraiser

Property Sub-Type Attached

Property Description

On the northwestern point of Useppa Island, Whelk Cottage is a two-bedroom, 2.5-bath townhome offering a warm ambiance with spectacular west-facing waterfront views. Once inside, your attention is drawn to the breathtaking waterscape stretching across the Intracoastal Waterway, where nightly sunsets provide a constant reminder that you are within a true Florida paradise. The shoreline is framed by mangroves, with surrounding tropical greenery reminiscent of the world's most sought-after island destinations. For lovers of wildlife, the setting is exceptional, with frequent sightings of dolphins, manatees and fish in the surrounding waters. Bird enthusiasts will delight in the abundance of wading birds, songbirds and birds of prey that call the island home. Whelk Cottage offers an authentic and immersive Florida island lifestyle. The villa features two en-suite bedrooms on the main living level, each with convenient access to outdoor space. The western bedroom serves as the primary suite and includes a spacious bath with dual sinks, a large tiled shower and a walk-in closet. Impact-rated French doors open to a screened porch overlooking the water to the west, offering a more private setting to soak in the pristine views. The eastern bedroom is currently utilized as a den, complete with a full bath and ample closet storage. It offers direct access to an open wrap-around deck surrounded by verdant palms and tropical plantings, creating a tranquil setting of lush greenery. The upper level is dedicated entirely to the living and dining areas, where the cottage's most spectacular elevated water views are fully showcased. Its classic island finishes include crisp whites with splashes of tropical color and warm natural wood details throughout. The kitchen is well suited for everything from intimate dinners for two to entertaining guests for a sunset gathering. The living room features a vaulted wood-beam ceiling that adds warmth and character to the space, while a gas fireplace enhances the inviting atmosphere. Few experiences compare to enjoying a cool winter evening on a Florida island with a fire glowing indoors and expansive waterfront views just beyond the windows. For the past 30 years, Whelk Cottage has been lovingly maintained as a full-time residence and treasured family retreat. Continuous care and thoughtful updates include a new roof (2023), impact-rated windows and doors, roll-down hurricane screens (2024), an HVAC system (2024) and a water heater (2024). Its location on the northwestern tip of Useppa Island provides a peaceful setting with world-class views while remaining conveniently close to dockage at the Useppa Marina. Ownership includes the deeded right to dock a boat up to 24 feet in length at the marina, a valuable amenity that further enhances the island lifestyle. Whelk Cottage offers an opportunity to own a well-maintained and appointed waterfront retreat within one of Florida's exclusive island communities.

Location

State FL

County Lee

Community Useppa Island

Area Oi01 - Outer Islands

Direction East

Rooms

Bedroom Description 2 Bed

Interior

Interior Features Breakfast Bar, Built-in Features, Bedroom on Main Level, Dual Sinks, French Door(s)/ Atrium Door(s), Fireplace, Living/ Dining Room, Main Level Primary, Shower Only, Separate Shower, Vaulted Ceiling(s), Window Treatments, Split Bedrooms

Heating Central, Electric, Zoned

Cooling Central Air, Electric, Zoned

Flooring Tile, Wood

Furnishings Partially

Fireplace Yes

Window Features Impact Glass,Shutters,Window Coverings

Appliance Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer

Laundry Inside

Exterior

Exterior Feature Deck, Security/ High Impact Doors, Patio

Pool Community

Community Features Boat Facilities, Street Lights

Utilities Available Cable Not Available, High Speed Internet Available, Underground Utilities

Amenities Available Bocce Court, Marina, Fitness Center, Other, Pickleball, Private Membership, Pool, Restaurant, Boat Slip, Spa/Hot Tub, See Remarks, Tennis Court(s), Trail(s)

Waterfront Description None, Across the Road Water Frontage

View Y/N Yes

Water Access Desc Public

View Bay, Mangroves, Water

Roof Type Metal

Porch Balcony, Deck, Lanai, Open, Patio, Porch, Screened

Garage No

Private Pool No

Building

Dwelling Type Duplex

Faces East

Story 2

Entry Level Two

Foundation Pillar/ Post/ Pier, Raised

Sewer Public Sewer

Water Public

Architectural Style Two Story, Duplex

Level or Stories Two

Additional Building Guest House Attached

Unit Floor 1

Structure Type Vinyl Siding,Wood Frame

Construction Status Resale

Others

Pets Allowed Call, Conditional

HOA Fee Include Recreation Facilities,Road Maintenance,Street Lights,Trash

Senior Community No

Tax ID 04-44-21-01-00001.023A

Ownership Single Family

Acceptable Financing All Financing Considered, Cash

Disclosures Deed Restriction, Owner Has Flood Insurance, RV Restriction(s)

Listing Terms All Financing Considered, Cash

Pets Allowed Call, Conditional

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Listed by Premier Sotheby's Int'l Realty • Rogan White

Client Care

+1(929) 512-7477

123 Useppa Island #Unit B Useppa Island, FL 33921

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Key Details

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Rooms

Interior

Exterior

Building

Others

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123 Useppa Island #Unit B